Welcome to NAFCU Economic Trends and Analysis!

Your source for up-to-date economic and financial analysis related to the credit union movement.

NAFCU is happy to provide our member credit unions, as well as the general public, with a variety of information and ideas on how credit unions are doing in today's economy.

Please select from the categories below:

Macro Data Flash

Brief analysis of the economic indicators that directly affect your credit union.  Includes: GDP, Home Sales, Consumer Credit, Retail Sales, Employment and more!  Updated the morning of the indicator release.

Credit Union Trend Reports
Please check out the most recent federal credit union (FCU) trends. Top 100 FCUs, Loan and Share Growth by Asset Peer Group, Key Financial Trends and Ratios, and much more!

Daily Credit Union/Bank Rate Comparisons
(In partnership with DataTrac Corporation. For further information, click here)

The Flash Report (NAFCU Members Only)

NAFCU's monthly update on the macroeconomic and financial trends affecting today's credit unions, available to NAFCU-member credit unions in PDF format. Each month, a "Special Topic" is addressed, concerning various issues of interest to the credit union community.

To access a Word version of the current Flash Survey Form, click here!

Economic Data and Forecasts

Interested in knowing where the economy may be headed? Members should check out NAFCU's own economic forecast, in addition to various other data and forecasting sources which you or your credit union team may find useful, such as the FDIC, NABE, and the Credit Union Economics Group (CUEG).

Issues Watch

Credit union management teams face numerous financial services issues in today's dynamic economic environment. Please see what we believe to be some of those hot issues for today's institutions!

Capital Management Tools

Download NAFCU's Average Risk-Weighted Net Worth Calculator (5 Year), Proposed PCA Calcluator and 10-Year Net Worth Calculator

Individualized KFRA and OEA Reports

Attention NAFCU-member FCUs! We are pleased to announce that the individualized Key Financial Ratio Analysis (KFRA) and Operating Expense Analysis (OEA) are now available online-free of charge!

Non-NAFCU credit unions can be purchase these reports in NAFCU's online store.

NAFCU's Annual Federal Reserve Reports

NAFCU and Federal Reserve Board members have met each year for over a decade to discuss the day's credit union issues. We also prepare a detailed report for the Fed on the financial outlook for credit unions. View our most recent annual reports, available in PDF format.

Historical Flash Opinion Index (NAFCU Members only)

NAFCU's Historical Flash Opinion Index includes calculations of a total index as well as individual regional indexes for vehicle loans, real estate loans, unsecured loans, and savings.  It also shows the actual year-over-year FCU growth rates.

Questions? Comments? Please email our Research and Analysis Division!